Help your little one learn smart money lessons with Kit!

Kit is a pocket money app built by CommBank. Kids can tick off jobs, set and reach saving goals, track spending and learn about money with fun quests.

Kids learn about money
- Earn with household jobs
- Save towards goals
- View card balance
- Learn money lessons with Kit's Money Quests

Complete with parental controls
- Set spend limits on their card
- Block merchants
- Transfer money real-time via PayTo
- Track spend history
How to redeem your 12-months free Kit membership^
Simply follow the steps below.




You can now enjoy 12 months of free Kit membership!
Frequently asked questions
Kit is a business operating within x15, which is wholly owned by CommBank. Kit is not a CommBank financial product. Kit is available to customers of any financial institution.
Before creating your Kit Account, please ensure you read and consider the Product
Disclosure Statement, Financial Service Guide and Target Market Determination.
You must be at least 18 years old to create a Kit Account.
Creating a Kit Account will take around 5 minutes. You will need a few things to get
started:
- Download the Kit App from your relevant app store. Can't find our app?
- Have ready your:
- Australian mobile phone number
- The BSB and account number for a transactional account in your name
(the account must allow direct debits) - Your physical passport (overseas or Australian) or Australian driver licence (digital IDs cannot be accepted)
- Your kid – to choose their card colour and set their card PIN and
Access Code
- Follow the prompts in the app to create your account.
Ensure that the account you are linking to allows direct debit. If not, you will need to
use another account. Do I have to link a bank account to use Kit?
You will need to be eligible to the CommBank Yello program to continue getting free Kit membership. Otherwise, when your promo code expires, you’ll be moved to a monthly membership plan.
^ Each code is single-use. Expires 31 August 2025. CommBank Yello is a customer recognition program offered by Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. Eligibility conditions apply, see commbank.com.au/commbankyello for full terms and conditions. Offers may vary at any time. Full T&Cs and details on how to activate the offer at heykit.com.au/commbankyello.