Our approach

Learn - Money Quests

Our mission

Accelerate the financial capability of young people by providing the tools and knowledge to harness the power and potential of money.  

Kit app and prepaid cards

Our vision

Future generations of financially confident, capable and resilient citizens thriving in the new world of money.

Stack

Designed with intent

The core app functionality in Kit has been designed based on an independent review of research evidence about digital tools. Features like just-in-time 'nudges' and goal visualisation drive positive financial behaviours to build healthy financial habits in your child from an early age.

Friends of Kit

EY
x15ventures
Shaype
The Behavioural Insights Team
Kidaware
Happy Families
EY
x15ventures
Shaype
The Behavioural Insights Team
Kidaware
Happy Families

Kit | Built by CommBank

Kit is built by x15ventures, which is wholly owned by CommBank. We are an early-stage venture, which means we’re endlessly improving and experimenting to deliver the best experience for young people and their carers in Australia. Kit financial products are issued by our partner Hay Limited (AFSL 515459). Refer to Important Legal Information for more detail.

Kit | Built by CommBank

Meet the Kit team

Yish, Managing Director

Yish
Managing Director

Neil, Chief Technology Officer

Neil
Chief Technology Officer

Annie, Senior Engineer

Annie
Senior Engineer

wendy

Wendy
Learning Designer

Jun, Product Designer

Jun
Product Designer

Beck, Senior Product Manager

Beck
Senior Product Manager

Andie, Marketing Manager

Andie
Marketing Manager

Jenny, UI Designer

Jenny
UI Designer

Nathan, Senior Product Designer

Nathan
Senior Product Designer

Anastasia, Software Engineer

Anastasia
Software Engineer

Paul, Senior Software Engineer

Paul
Senior Software Engineer

Jobin, Specialist Engineer

Jobin
Specialist Engineer

sarah

Sarah
Operations Manager

Claire, Chief Brand and Marketing Officer

Claire
Chief Brand & Marketing Officer

Jaime, UX Designer

Jaime
UX Designer

Elsie, Engineer

Elsie
Engineer

Pawel, Specialist Engineer

Pawel
Specialist Engineer

Nathan, Graduate Engineer

Nathan
Graduate Engineer

Mela, Lead UX Designer

Mela
Lead UX Designer

Nam, Senior Engineer

Nam
Senior Engineer

Darren, Chief Risk Officer

Darren
Chief Risk Officer

jesse

Jesse
Game Director

Hannah

Hannah
Marketing Coordinator

Andrea, Senior Software Engineer

Andrea
Senior Software Engineer

Danielle

Danielle
Software Engineer 

Arjun

Arjun
Software Engineer 

sean

Sean
Senior Software Engineer

Aaron

Aaron
Senior Data Engineer

Laura

Laura
Marketing Manager

Mark

Mark
Lead Designer

Loki

Loki
Graduate Product Manager

Advisory Panel

We have developed Kit with advice from an Advisory Panel that brings experience across financial capability, youth mental health and wellbeing, and digital services for children and families. They advise us on how to ensure Kit is developmentally appropriate and ethically designed.

Kate Crous

EGM, Everyday Banking, Commonwealth Bank of Australia

Banking and payments, digital delivery

Robyn Mildon

Executive Director, Centre for Evidence & Implementation

Evaluation and implementation science across health, education and human services

Dr. Emily Heath

Financial Capability Specialist, PhD in Behavioural Neuroscience, Author of ‘10 Principles: How do we really build financial capability’

Financial capability, behavioural design

Jonathan Nicholas

Managing Director, The Wellbeing Outfit and former CEO of ReachOut Australia

Youth mental health, digital services, entrepreneurship

Professor Mary-Anne Williams

Michael J Crouch Chair for Innovation at UNSW. PhD Artificial Intelligence

Artificial intelligence, entrepreneurship and innovation

Heather Finlayson

COO Home@Scope

Services for children and families from diverse backgrounds

Carmel Guerra OAM

CEO, Centre for Multicultural Youth

Culturally and linguistically diverse youth

Book

Featured

How finance expert Michelle Bowes teaches her kids about money

How finance expert Michelle Bowes teaches her kids about money

May 21, 2024
How to teach your kids about the true cost of buying stuff

How to teach your kids about the true cost of buying stuff

May 7, 2024
Teaching Kids the Value of Delayed Gratification at Home

Teaching Kids the Value of Delayed Gratification at Home

April 29, 2024
Top Three Benefits of a Pocket Money App

Top Three Benefits of a Pocket Money App

April 3, 2024
Why you should give your kids a regular “PayDay”

Why you should give your kids a regular “PayDay”

February 21, 2024
Gamification: How quizzes and rewards could teach kids about money

Gamification: How quizzes and rewards could teach kids about money

February 7, 2024
Top 5 tips for helping your kids to save money

Top 5 tips for helping your kids to save money

January 16, 2024
Independence and Responsibility: 10 Great Chores for 10-Year-Old Kids

Independence and Responsibility: 10 Great Chores for 10-Year-Old Kids

November 10, 2023
8 Age-appropriate Chores for Energetic 8-Year-Olds

8 Age-appropriate Chores for Energetic 8-Year-Olds

November 3, 2023
9 Best Chores for 9-Year-Old Kids

9 Best Chores for 9-Year-Old Kids

October 26, 2023
Introducing Kit Money Quests: How AI and gamification could help, shows research from Kit

Introducing Kit Money Quests: How AI and gamification could help, shows research from Kit

October 9, 2023
Money talks: Financial words parents and carers should teach their kids

Money talks: Financial words parents and carers should teach their kids

June 29, 2023
Two cents from Yish Koh

Two cents from Yish Koh

June 19, 2023
Kit, built by CommBank proves pocket money apps can help build financial capability in kids as young as six

Kit, built by CommBank proves pocket money apps can help build financial capability in kids as young as six

April 26, 2023
Container deposit schemes: Let them return it to earn it

Container deposit schemes: Let them return it to earn it

April 21, 2023
Decorate an Easter egg and find out your money personality

Decorate an Easter egg and find out your money personality

April 5, 2023
How to teach your kids the difference between needs and wants

How to teach your kids the difference between needs and wants

March 24, 2023
Kit Answers: How long does a transfer to my kid’s Kit Account take?

Kit Answers: How long does a transfer to my kid’s Kit Account take?

March 2, 2023
Teach your kids how to comparison shop for back to school

Teach your kids how to comparison shop for back to school

January 27, 2023
Six great ways to teach kids about money

Six great ways to teach kids about money

January 11, 2023